MonkeepJoin the waitlist

Coming soon to iPhone and Android

Know where your money went.

Monkeep reads the bank and card statements you already get, helps you review spending in plain categories, and remembers corrections you choose to reuse. No spreadsheets. No bank logins.

We'll only email you about your invite.

  • Private to your account
  • No bank login needed
  • Never sold

How it works

Three steps. After that, it mostly runs itself.

  1. 01

    Bring your statements

    Upload a bank or card statement, review the extracted rows, and confirm your transactions.

  2. 02

    See where it went

    Known merchants and your personal rules help sort spending. Unclear entries wait for your review.

  3. 03

    Teach it once

    Choose to remember a correction and matching statement lines use it next time.

Features

Everything a statement can tell you, without the homework.

Import

Drop in a statement. Review the details.

Use the PDF, CSV or Excel workbook your bank gives you. Monkeep extracts supported layouts and helps you review dates, amounts and merchant names before saving.

  • Password entry for protected PDFs and Excel workbooks
  • Possible duplicate transactions are flagged for review
  • You check the statement before anything is saved

Review

It asks only when it isn't sure.

The few rows that need you wait in one place. Swipe to confirm, tap to recategorise, and decide whether a fix is for this time or every time.

  • Personal rules for matching statement lines
  • Notes, tags, splits and linked refunds
  • Undo when you change your mind

Insights

A month that reads like a summary, not a spreadsheet.

Spending by category and merchant, the subscriptions you forgot about, and anything out of the ordinary, in a monthly review you can read in a minute.

  • Transfers and card bill payments aren't counted as spending
  • Subscriptions and recurring payments found for you
  • Missing months are shown, never quietly guessed

Budgets

A limit for each category. Nothing more complicated.

Set a monthly amount where it matters and watch it fill on Home. No envelopes to balance, no rules to learn.

  • Simple monthly limits per category
  • Progress on Home, right where you look
  • Adjust a limit in seconds when life changes

Meet the monkey

A daily check-in that never nags.

Home greets you with a monkey that reacts to today's spending, compared with your own usual, not someone else's idea of normal. Six looks to choose from, all free.

A regular day by your own standards. Calm monkey, calm you.

And the rest

The details that keep the numbers honest.

Quick manual entry

Cash and anything off-statement, added in seconds on a number pad.

Every account together

Savings, credit cards and cash, each with its own balance.

Splits and refunds

Split a dinner or link a refund to its purchase, and totals stay right.

Emergency fund

See how many months your savings would carry you, and plan the gap.

What-if simulator

Try a change before you make it and see what it does to your month.

Search everything

Find any transaction by merchant, amount, note or tag.

Export any time

Take your transactions with you as CSV, Excel or PDF.

Light and dark

Follows your phone, or pick the one you like.

Delete means delete

Remove a statement file, your history or your whole account.

Privacy

Your money is personal. We built it that way.

Monkeep reads statements on its servers, so it isn't end-to-end encrypted, and we won't pretend it is. Here's exactly what protects your data instead.

  • Secure connections

    Online connections use TLS. Records and statement files are private to your account, and device copies rely on your phone's security settings.

  • Private to your account

    Private requests check ownership. Admin tools show counts and processing status; the service reads financial content to process your records.

  • Statement passwords

    Used to open the file, not saved in your ledger or sent to the AI provider. Optional Remember on this phone uses secure storage.

  • Your data, your call

    Statement files are deleted after import unless you choose to keep a private copy. We never sell your data.

FAQ

Good questions.

Do I have to connect my bank account?

No. You upload the statements your bank and card already send you. Monkeep never asks for your net banking login.

Which statements does it read?

PDF, CSV and XLSX statements, including protected PDFs and XLSX workbooks. Support varies by layout; unclear or unsupported files need review or conversion.

What if I upload the same month twice?

Monkeep checks overlapping imports and flags possible duplicates for you to review before confirmation.

Who can see my transactions?

Records belong to your account and private requests check ownership. The service processes financial content on its servers, so this is not end-to-end encryption. Admin tools show operational metadata rather than your financial records.

When can I start?

We're opening Monkeep on iPhone and Android to a small group first. Join the waitlist and we'll email you when your invite is ready.

Early access

Be first in line.

Monkeep opens to a small group first. Leave your email and we'll tell you when it's your turn.

We'll only email you about your invite.